Join Gather FCU for Just $6

Open a savings account with a $5 minimum deposit and pay a one-time $1 membership fee to become a member-owner of Gather Federal Credit Union.

Total cost to join: $6

Become a Member Today

Secure online application. Takes about 5 minutes.


Why Join Gather Federal Credit Union?

Banking Built for Kauaʻi

When you join Gather FCU, you’re not just opening a savings account — you’re becoming a member-owner of a local credit union serving Kauaʻi and Niʻihau.

Local decision-making
Competitive auto and personal loan rates
Low-fee savings options
Secure online & mobile banking
Personalized, local service
Community-focused, not-for-profit

How Membership Works

Becoming a member is simple

Join for Just $6
1
Open a savings account with $5
2
Pay a one-time $1 membership fee
3
Access full credit union membership benefits
Join for Just $6

Who Can Join?

Membership is available to individuals who:

Live, work, worship, or attends school on Kauaʻi or Niʻihau
Have an immediate family member who is a current member
Operating a business or organization on Kauaʻi or Niʻihau

Member Benefits

As a member-owner of Gather Federal Credit Union, you may access:

Savings and checking accounts
Competitive Loan Rates
Online & mobile banking

Whether you’re looking to open a savings account on Kauaʻi or move your loans to a local credit union, membership gives you access to banking built for this community.

Ready to Join for $6?

Become a member-owner of Kauaʻi’s credit union today

Open Your Savings Account

Secure. Local. Federally insured by NCUA.